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Monday - Friday9AM - 7PM
OfficeSan Diego, CA
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FINANCIAL SOLUTIONS FOR EVERYDAY LIFE!

You are more than a
credit score!

We help clients restore their credit, become exceptional money managers for everyday living, and invest in a lifestyle that last a lifetime.
FINANCIAL SOLUTIONS FOR EVERYDAY LIFE!

You are more than a
credit score!

We help clients restore their credit, become exceptional money managers for everyday living, and invest in a lifestyle that last a lifetime.
"CORRECTING THE PAST"

Credit Restoration / Debt Resolution

This begins with credit restoration. Our team of experts work with the credit bureaus and your creditors to resolve the negative items that affect your credit score.
"ADDRESSING THE PRESENT"

Personal Loan Solutions $1,000 - $50,000

Life is expensive and it's extremely difficult to manage our everyday living expenses. DECADE Is now in Partnership with FLEXXBUY to provide Customers with LENDING OPTIONS. Don’t let your debts get you down! Get Money Now.. Pay Back later.
"PREPARING FOR THE FUTURE"

Business Credit Builder

DECADE Financial Solutions helps you get business credit for your EIN that’s not linked to your SSN with no personal credit check or personal guarantee. Get approved even when you can’t qualify for a business loan with no cash flow or collateral requirements!
HOW WE CAN HELP YOU

We Improve Your Credit Scores
By Removing:

Collections
A collection account is a type of financial account that's been sent to a third-party debt collector. Such as medical bills, old credit cards, payday loans or any other “unsecured” debt.
Late Payments
Late payments are extremely important to your financial prosperity. If a creditor reports you 90days, 60days, or even 30days late, these can have a high negative impact to your score.
Repossessions
A repossession commonly called a “Repo” is a type of action in which a lien holder takes the property back from the party having right of possession without invoking court proceedings. While this may be embarrassing, no need to be depressed. We specialize in resolving these items and removing them from your credit report.
Judgements
A judgment is a court order that is the decision in a lawsuit. If a judgment is entered against you, a debt collector will have stronger tools, like garnishment, to collect the debt. Don’t worry! Our Debt negotiators are extremely skilled at handling these types of situations. We can help you save money and avoid garnishments.
Student Loans
A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. It’s important to know that these loans NEVER go away until you resolve them! These loans can have a positive or negative impact depending on how they are being handled.
And More!
Bankruptcy, Inquiry removals, Pay-Day Loans, Child-Support, Public Records, and much more!
GREAT REVIEWS FOR OUR SERVICES

Trusted by Many

GET SOLUTIONS FAST

Searching for a First-Class Credit Repair Company?

GET SOLUTIONS FAST

Searching for a First-Class Credit Repair Company?

Frequently Asked
Questions

How long does it take?

Great question. Every case, for every client, is EXTREMELY different. There are NO two cases that are alike, because no two people are alike. Therefore, results for everyone varies a little bit. No cause to worry! “Patience… is a virtue!” J Some clients receive 100% deletions in 30-45 days, while some may need more time. It truly depends on some very key variables that we cannot control. What type of accounts are on your credit? How old are they? How much do you owe? All of these things come into play when challenging items on your credit. With that being said, a majority of our clients see measurable score improvements in 60 days or less, and our average client is with us for 4-6 months.

What do I need to do on my end?

You actually have the EASIEST part of this entire process! Your job is very simple. COMMUNICATION! EDUCATION! But most of all…PATIENCE! J

When we submit disputes and challenges on your behalf, the bureaus and creditors will ALWAYS respond directly back to you!For the purpose of your own privacy, creditors will never send the results of their investigations to us. Therefore, it is extremely important to maintain consistent COMMUNICATION with your Solutions Manager. When you receive correspondence back, upload/email that correspondence back to our office, within your client solutions portal, or email info@decadesolutions.com

Remember, at D.E.C.A.D.E., we believe in COMMUNICATION. If you receive something in the mail and you’re unsure if you should send it to us. SEND IT. When in doubt, send it out! The more information your Solutions Manager has; the faster and more effective we can complete your restoration!

What is your Money Back guarantee?

You are entitled to a 100% refund on all monthly payments if: – We do not remove more than 25% of all the negatives worked on. – We have had six months from the time you retain our services. – You have at least four negatives on the credit report at the time of sign-up. – You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services. – You agree to send updated reports from the three credit bureaus to us within 5 days of receipt. (Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).

How many points can I expect to receive on my credit score.

Scores and point increases vary from case to case. Here at DECADE Financial Solutions, we focus “Credit Restoration,” versus “Credit Score.” Clients who lack the necessary credit accounts and types, will not see as much of a credit score increase as someone who already possess multiple lines of positive credit. In many of our cases we see our clients receive a score increase within their very first month, ranging anywhere from 25 points to 200 points! Again, THESE RESULTS WILL VARY due to how the negative accounts that were on the credit file were impacting the credit score. For clients who do not have much, or ANY positive credit at all, the goal is to remove the negative accounts first, then focus on rebuilding and re-establishing new clean credit, which will result in higher scores reporting month after month.

DECADE FINANCIAL SOLUTIONSOur Mission
Empower people while creating a lifestyle for a lifetime!
OUR LOCATIONSWhere to find us?
GET IN TOUCHOur Social Links
Talk to us through any of these social links!
DECADE FINANCIAL SOLUTIONSOur Mission
Empower people while creating a lifestyle for a lifetime!
OUR LOCATIONSWhere to find us?
GET IN TOUCHOur Social links
Talk to us through any of these social links!

Copyright by Decade Financial Solutions. All rights reserved. Website proudly built and hosted by JDiazBusiness.

Copyright by Decade Financial Solutions. All rights reserved. Website proudly built and hosted by JDiazBusiness.